With Chime, you can get a checking account, a savings account with a competitive interest rate, a debit card and a free ATM network. Instead, it partners with Bancorp Bank and Stride Bank, which are FDIC members.

Technically, it doesn’t have a bank charter. The best banks for fewer fees and more interest are online.Ĭhime considers itself a financial services software company, but at a basic level, it is similar to a fee-free online bank. Putting your hard-earned money in the right place is vital to avoiding unnecessary fees and earning the most interest. While Mint is completely free to use, you will have to put up with a number of ads.įor more information on Mint, check out Team Clark’s full guide to the app.Īlso good: Personal Capital and You Need a Budget (YNAB). The personal finance app is owned by Intuit, the company behind TurboTax and QuickBooks. “Mint has stood the test of time and will help you categorize your spending in so many different ways, and so much of it is done automatically to help you get control of what you’re up to.” Mint not only helps you create a budget, it can bring together a full overview of your finances.Īccording to money expert Clark Howard, Mint is an excellent app for budgeting. This is a lot easier to do if you create a budget. Money expert Clark Howard strongly advocates spending less than you make.

Here are what I found to be the five best free money apps for young professionals. Also, to be considered for my list, each app must be free to use and have a combined Android and iOS rating of at least 9.0. They’ve researched these apps extensively. I consulted with our finance writers on Team Clark.

Best Free Money Apps for Young Professionals in 2021īest Free Money Apps for Young Professionals in 2021įor this article, I focused on apps that will help in five important areas: budgeting, banking, credit monitoring, job searching and investing.

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